According to the EPA, mold can start growing on wet materials within 24 to 48 hours. Boulder's air is dry, but that doesn't help inside a wet wall cavity or under a floor, where humidity stays high long after the surface looks fine.
Crews handle water damage claims from every major carrier, including:
Insurers are named for reference only. We are not affiliated with or endorsed by any insurance company.
The best mold remediation is the one you never need. Finding hidden moisture with a thermal camera, drying it out fast, and treating affected materials with an antimicrobial keeps a water loss from turning into a mold problem, and keeps your claim simpler too.
Water category:Any water left more than 24 to 48 hours
Step 1
A thermal camera and moisture meters find water hiding in walls, ceilings, and floors.
Step 2
Dehumidifiers and air movers bring materials back to dry standard before mold can establish.
Step 3
Affected materials are treated with an EPA-registered antimicrobial when water has sat or wasn't clean.
Step 4
Materials that stayed wet too long, or already show growth, are removed under containment.
Step 5
Final moisture readings confirm the area is dry before walls are closed up or finishes go back in.
Local notes
Boulder's low humidity convinces a lot of people that a leak will dry out on its own. Inside a wall, under a floor, or in a basement it usually won't, and those are exactly the places mold starts. Moisture meters are the quickest way to know for sure.
Insurance
Many homeowners policies limit or exclude mold, but they generally cover the water damage that would cause it if the loss was sudden and you acted promptly. That's why fast drying and good documentation matter: they keep a covered water claim from becoming a mold claim with a lower limit.
Read the Colorado water damage insurance guideNo honest company can price this over the phone. These are the things the crew measures on site. Read the full cost guide.
Get a crew out to inspect it
An IICRC-certified crew measures the damage, explains the scope, and documents it for your insurer. You decide whether to go ahead.
(720) 806-6511Or estimate your drying scope firstThe EPA says mold can begin growing on damp materials within 24 to 48 hours. That's why drying should start the same day if possible.
The EPA says small areas, roughly 10 square feet or less, can often be cleaned by a homeowner. Larger areas, mold inside walls or HVAC systems, or mold after sewage or contaminated water should be handled by a professional.
Coverage varies a lot. Many policies cap mold coverage at a lower limit or exclude it unless it resulted from a covered water loss. Check your policy, and document the original water damage promptly.
