Water in your Superior home right now? Call now and a certified crew comes out to inspect the damage, starts drying fast, and documents everything for your insurance.
Crews handle water damage claims from every major carrier, including:
State Farm
Allstate
USAA
Farmers
American Family
Liberty Mutual
Travelers
Nationwide
Insurers are named for reference only. We are not affiliated with or endorsed by any insurance company.
Why Superior homes take on water
Superior is a small Boulder County town between Boulder and Broomfield, and most of it was built from the 1990s on. Hundreds of homes were lost in the December 2021 Marshall Fire, and many have since been rebuilt. New construction doesn't rule out water damage: a loose fitting, a failed washer hose, or a sump pump that quits can still soak a finished basement.
Coal Creek and Rock Creek
Both creeks drain through Superior. The town reports that the September 2013 storm damaged about a dozen buildings along Coal Creek in Original Superior. Channel work since then added capacity, but flash floods can still reach homes outside mapped floodplains. Town of Superior hazard plan
Hard freezes, even in newer homes
Cold snaps can split pipes in exterior walls, garages, and crawlspaces no matter how new the house is. Keep the heat at 55°F or higher, and shut off the main if you'll be away for a few days in winter.
Finished basements
Many Superior homes have finished basements, so a failed sump pump or water heater reaches carpet and drywall quickly. Below-grade rooms also stay humid long after the floor looks dry.
Swelling clay soils
Front Range soils can swell when wet and shrink when dry. That movement stresses foundations and the lines that run through them. Colorado Geological Survey
Sudden leaks like a burst pipe are usually covered by a standard Colorado homeowners policy. Sump pump and sewer backups need a water backup endorsement, and flooding from outside needs separate flood insurance.
Every job is measured on site, so nobody can give an honest price over the phone. Nationally, Angi puts the average at about $3,800, which is not a quote or a Superior price.
Who do I call if water is coming from the street in Superior?
Call Town of Superior Public Works and Utilities. The after-hours emergency hotline is (303) 554-9086, and the daytime office is (303) 499-3675. If water is entering your home, shut off your main valve, then call us so a restoration crew can start extraction.
Is 80027 Superior or Louisville?
Both. ZIP code 80027 covers Superior and parts of Louisville, so you can call the same line from either side of it.
Does homeowners insurance cover flooding from Coal Creek or Rock Creek?
No. Water rising from outside the house is excluded from standard homeowners policies. You need a National Flood Insurance Program policy or a private flood policy, and new NFIP policies generally take effect after 30 days.
Is a home rebuilt after the Marshall Fire covered for water damage?
A rebuilt home follows the same rules as any other. A sudden pipe or appliance leak is usually covered on a standard HO-3 policy, while sump pump and sewer backups need a water backup endorsement. Check your new policy's declarations page, since coverage can change when you rebuild.
Water damage in Superior? The sooner drying starts, the less comes out of your walls.